🏡 5 Things to Consider When Buying Your #Home – #Irvine

Always Remember: Neighberhood, School and Price

Always Remember: Neighborhood, School and Price

 

Few Secrets to Buying Your First Piece of Real Estate

Choosing where to live and work can be difficult specially if your are just getting started out of school and are starting a family. There are some basic simple rules to follow when you are deciding where to live and raise your children. These are simple and to the point so take a minute think how each will relate to your lifestyle and requirements.

 

1. Community – Basic conveniences, access to park and Entertainment, Family and School District

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2. Mortgage – Pick what you can afford
3. Inspect – Get a home inspector before buying a home
4. Decor – Look past the decor of the House you are looking at and imagine the house empty

5. Outside Influence – Keep the Decision making process limited to key few people

Ask Me Anything (Christina Khandan Irvine, California Realtor)

 

Short Video showing you some basic Criteria to look for before Buying your Home

 

Affordability:

 
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Contact me for any Questions about the Real Estate Market, Schools, Communities around Irvine. If You are planning to Relocate to Orange County or are Looking for Vacation Home & Investment Property Please do not hesitate to Send me an Email Email

 
Christina Khandan
Keller Williams OC Coastal Realty
949-433-0803. Mobile
714-388-3771. Fax
Christinakhandan@gmail.com

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Window

rain by window -  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com
simple & calm friday – window with a candle

Rain view out of the window with a candle – make your Friday be calm and relaxing.

I know the speed of life is pretty fast around Southern California. From taking kids to school, getting to work, shopping, food and everything else in between the day is filled with tasks.

Taking a few minutes for yourself is always a good idea. Make the time and give yourself a break once in a while. I have family and friends which don’t like the concept of “taking it easy” from time to time but to each their own.

Irvine is a busy city in Southern California. Many high tech businesses have formed and moved companies to Irvine. Housing construction and pricing has been pretty strong.

Many of my clients are still looking to relocate or move to Irvine. I do remind them the Education and Housing is great but do take the time and enjoy yourself a bit too.

Have a good friday.

 

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Contact me for any Questions about the Real Estate Market, Schools, Communities around Irvine. If You are planning to Relocate to Orange County or are Looking for Vacation Home & Investment Property Please do not hesitate to Send me an Email Email

 
Christina Khandan
Keller Williams OC Coastal Realty
949-433-0803. Mobile
714-388-3771. Fax
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🏡 Turtle Rock a Great Community in #Irvine

Turtle Rock -  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com
Turtle Rock, Irvine California

The desirable neighborhood of Turtle Rock in Irvine provides great schools and a variety of real estate price points.

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You can check Turtle Rock Home prices on my Reports and Analysis Page for Current Month update of Homes around Turtle Rock neighborhood. (Click Here)

Turtle Rock is a neighborhood in the south part of Irvine, Orange County, California near Concordia University, Irvine and the University of California, Irvine. It is bounded to the north by University Drive and Mason Regional Park, to the east by the Strawberry Farms Golf Club and Ridgeline Drive, to the south by Shady Canyon Drive, and to the west by Culver Drive. Turtle Rock is one of the five “villages” originally forming Irvine; its 1967 founding is commemorated by a sculpture of a turtle in Turtle Rock Community Park, at the corner of Turtle Rock and Sunnyhill Drives. A two-lane internal loop road, Turtle Rock Drive, encircles the village and carries traffic between housing developments and the city’s main streets.

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Geographically, Turtle Rock lies in the San Joaquin Hills. Although the highest peak in the neighborhood is also sometimes called Turtle Rock, this hill has no official name. A lower peak to the north, also within the neighborhood, is called French Hill. While it is not entirely clear where the name “Turtle Rock” comes from, there is a rocky outcropping on Rockview Drive at the northern end of the neighborhood that is now maintained as part of an association park. This rock has the shape of the front of a turtle’s carapace, and is sacred to the Gabrieleño Native Americans.[citation needed] It is often locally considered to be the origin of the name “Turtle Rock”. This is the outcropping often referred to as “Turtle Rock”. It is held sacred by the Gabrieleño Indians, and is located in the northern part of the Turtle Rock neighborhood, near Concordia University, Irvine.

Schools within Turtle Rock include Turtle Rock Preschool, Turtle Rock Elementary School, Bonita Canyon Elementary School, University High School, and Concordia University.

 

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Keller Williams OC Coastal Realty
949-433-0803. Mobile
714-388-3771. Fax
Christinakhandan@gmail.com

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🏡 Home Maintenance Guide – #Irvine #Home

Home Maintenance Guide red   - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

As a landlord or property manager, examine your units regularly for these minor fixes and take care of them before they become a huge expense. Few basic rules to follow for your home maintenance needs. Specially if you are getting ready to sell.

 

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1. Check for leaks.

Identifying-and-fixing -  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

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2. Re-caulk showers and tile grout.

 Regular-use-of-bathroom  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

3. Update electrical wires.

 - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

4. Re-paint your property.

Don't-wait-until-you-can  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

5. Replace the air filters.

Waiting-for-your-air -  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

6. Regularly test smoke and carbon monoxide detectors.

Schedule-a-time-with  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

7. Check for pests.

Waiting-until-you -  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

8. Landscape

Try-to-regularly  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

 

 

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Contact me for any Questions about the Real Estate Market, Schools, Communities around Irvine. If You are planning to Relocate to Orange County or are Looking for Vacation Home & Investment Property Please do not hesitate to Send me an Email Email

 
Christina Khandan
Keller Williams OC Coastal Realty
949-433-0803. Mobile
714-388-3771. Fax
Christinakhandan@gmail.com

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🏡 First Time Home Buyer – #Irvine #Home

Rent to Ownership Guide  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

 

1. The New Monthly Payment Amount – If you are renting and planning to switch over and become a Homeowner, are you able to meet your monthly expenses. Are you behind on rent, did you have problem making any of your rent or credit card payments. The amount you are paying for rent right now is an indicator of what you can afford when looking for a home. When working with your lender make sure this is the amount you get approved for at  a minimum and your work around this number as a guide and starting point. If the lender approves you for more and you take it, you better have other source of income otherwise you will have problems down the road.

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Dear New home Buyer -  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

Once you have all the information and approval from the lender then that is the time to start looking for your home.

 

2. Calculating How Much mortgage you can afford. Your lender has approved you for $2500.00 a month for your mortgage payment. This is based on the amount of money you and/or your spouse are making together at this time. If you are in medical school and you know you will be making more money in 2+ years, you should not adjust the mortgage to fit your future potential. If your spouse is expecting a Holiday bonus or big promotion over the next 3-6 months, don’t base your mortgage payment off of her/his potential salary increase. You can not predict the future, even though you might be in a better financial situation in 2 years, there is no guarantee what will happen.

3. Make sure you account for all expenses coming your way. Failing to account for closing cost, HOA (HomeOwner Associations), Home Insurance, Property Tax, Maintenance, Upgrades can cause some devastating home ownership experience. When you are renting your payments are pretty much limited to rent and that is it. When you become a homeowner the mortgage payment is just the first cost associated with ownership. HOA can be as low as $50 all the way up to $600+ depending if you are living in a Condominium with a lot of amenities like gated access, Pool, Tennis courts etc.

Homeowner insurance can vary based on where you live. Home Insurance is about $100+ per month depending if you live in a special zone like fire or flood area. Home Property taxes are usually about 1% to 2% of the assessed value of the home and land depending on the community, and state you live in.

Then on top of all of those costs, if your down payment is less than 20 percent of the selling price, you may end up paying an additional cost — private mortgage insurance (PMI) — which is basically insurance for the lender in case you default on your loan.

 

Ask Me Anything (Christina Khandan Irvine, California Realtor)

Bottom line when calculating what your payments will be as a homeowner you need to make sure you have these numbers totaled and consider before switching over from a Renter to Owner.

Renter Payment Responsibility -  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

Home Owner Payment Responsibility  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

 

4. Home inspections and contingencies . When looking for your home be very aware of the detail and take your time. Don’t let fancy new granite and kitchen appliances fool you. Always request a full home inspection (which you have to pay for). You many find a home which looks great on the outside, but on in inside it has many problems. Your professional home inspection will find all possible areas you need to be aware of before making the final offer.

Contingency clauses also offer a form of protection. “A mortgage financing contingency clause protects you if, say, you lose your job and the loan falls through or the appraisal price comes in over the purchase price. Should one of these events occur, the buyer gets back the money he used to secure the property. Without the clause, he or she can lose that money and still be obligated to buy the house,

5. Be Aware of the Neighborhood – Some first-time home buyers are naive. Overly optimistic, they think nothing could possible go wrong. If a home has a few problems, they view them as easy fixes and are unrealistic when it comes to the cost and time it takes to fix up the home. Some naive buyers will move to a neighborhood on the wrong side of town, forgetting that you can fix up a house, but you can’t change your neighborhood or location without moving.

Paranoid buys are sometimes difficult to work with. They may not believe the price is an accurate assessment of the house’s market value. They’ll submit low-ball offers and then show frustration when they are consistently rejected. Paranoid buyers don’t trust real-estate agents, and may even try to buy their home without an agent, which is generally an unwise choice.

In Conclusion, Plan your Monthly Payment, and be aware when making an offer and choosing your home. As a Realtor I always give my opinion to my clients looking to buy a home and from time to time I do have to disagree with them, but that is part of my job since I look out for my clients and their investment.

 

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Contact me for any Questions about the Real Estate Market, Schools, Communities around Irvine. If You are planning to Relocate to Orange County or are Looking for Vacation Home & Investment Property Please do not hesitate to Send me an Email Email

 
Christina Khandan
Keller Williams OC Coastal Realty
949-433-0803. Mobile
714-388-3771. Fax
Christinakhandan@gmail.com

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🏡How Much Is Your Neighbors Home Selling For?

How Much is your Neighbors Home Selling for - Irvine Active Homes -  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

Irvine Active Homes
– Christina Khandan – Irvine California Realtor – http://www.IrvineHomeBlog.com

Knowing what your Neighbor is selling their home can help you make some decisions about your own Real Estate

Find out:

How Much Is Your Neighbors Home Selling For:
http://irvinehomeblog.com/reports-analysis/

🏡 The Door Knocker – #Irvine #Home

Door Knocker - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

It’s too bad many homes do not have door Knockers anymore. Homeowners in Southern California use their garage door for all access. Home Builders don’t even think about the old beautiful design and character of Door Knockers. You can still find some in older communities which have some south american heritage.

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When we look at oldworld style homes, like Tuscan and Spanish we find beautiful doors with gorgeous Door Knockers. Many families use the Door Knocker as a symbol of their family and even their heritage. Each Door Knocker can represent years of family history and memories.

Please visit my Pinterest Boards for additional Doors and Door Knocker along with many more Decoration Ideas for your home.

Christina Khandan Pinterest

 

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Contact me for any Questions about the Real Estate Market, Schools, Communities around Irvine. If You are planning to Relocate to Orange County or are Looking for Vacation Home & Investment Property Please do not hesitate to Send me an Email Email

 
Christina Khandan
Keller Williams OC Coastal Realty
949-433-0803. Mobile
714-388-3771. Fax
Christinakhandan@gmail.com

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(Christina Khandan Irvine, California Realtor)

 
 
 
 
 
All Photographs belong to their respective owners. If any picture belongs to you and would like removed please notify and we’ll promptly remove it.
 

🏡 I have too much Stuff – #Irvine #Home

 

What to do with my stuff (Christina Khandan Irvine, California Realtor)More boxes (Christina Khandan Irvine, California Realtor)

Many of us have too much stuff, even after trying every weekend to Destuff the house, I still have too much stuff.   I have been on a strict diet of removing stuff and clutter from my life.

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Several Clients have told me they have too much furniture and don’t know what to do with it when they move to their new home. Some are moving up and others are downsizing, but the problem is always the same. What do I do with my stuff?

Many of us would like to turn back time and be more aware of what we accumulate over the years, but its not that easy. As we grow up we have family items you are attached to,  gifts given by friends or family and then there is the wedding which adds a whole lot of stuff in one place at one time.

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Having less stuff means being able to live more comfortably in a smaller house. Smaller homes will cost less which by default means you have more funds left over for yourself to spend on other things which mean more for you.  Too much stuff takes up space in our homes and minds. Having to keep up with the items you have by itself is a chore specially when we have to think about moving it or storing it.

As we grow older we realize, the less we have is better. When I meet new clients which are just starting out with their home buying process, I hear it all the time:

We don't have enough stuff (Christina Khandan Irvine, California Realtor)

One general rule I try to pass to my clients just starting out is getting rid of something before bringing something new into the house. This tends to keep the balance of the home and amount of stuff which gets accumulated.

 

Less Stuff (Christina Khandan Irvine, California Realtor)
Less Stuff

 

 

 

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Contact me for any Questions about the Real Estate Market, Schools, Communities around Irvine. If You are planning to Relocate to Orange County or are Looking for Vacation Home & Investment Property Please do not hesitate to Send me an Email Email

 
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Keller Williams OC Coastal Realty
949-433-0803. Mobile
714-388-3771. Fax
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🏡 Your Mortgage Game Plan – #Irvine #Home

Reaching For A Home  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

Source – Microsoft Art

 

The Lender which will get you authorized is very important, but your loan officer is the key to your approval process. This person will work with you, The Escrow, Title and Realtor to make sure every step of the way you are secure about your loan. Take the time do some research about your Loan officer and make sure you have the right one before you start your Home search.

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Planning your Mortgage is almost more important than looking for your Home. There are few key points you need to make sure are taken care of prior to searching for your home.

Here are a 10 Items to You Will Need For Your Mortgage:

 

  1. Drivers License
  2. Secondary IDs (Social Security Number/Card, Passport)
  3. Most recent pay stubs
  4. Copy of Tax Return (Signed)
  5. W2 forms from Employers for last 2 years, Document Employment History (Each Lender will vary)
  6. Most Recent Bank and Asset Statement
  7. Fully executed purchase contract for the property you are buying (needed later)
  8. If refinancing, a copy of your deed
  9. Name, address and phone # of your landlord – if you are currently a renter,
  10. Name, address, phone, fax #s and e-mail address for your Agent/attorney – to coordinate the closing (depending on which state you live in)

 

Ask Me Anything  - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

 

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Contact me for any Questions about the Real Estate Market, Schools, Communities around Irvine. If You are planning to Relocate to Orange County or are Looking for Vacation Home & Investment Property Please do not hesitate to Send me an Email Email

 
Christina Khandan
Keller Williams OC Coastal Realty
949-433-0803. Mobile
714-388-3771. Fax
Christinakhandan@gmail.com

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 - Christina Khandan -  Irvine California Realtor - www.IrvineHomeBlog.com

 
 
 
 

🏡 Your Home Feng Shui – #Irvine #RealEstate

Your Home Feng Shui
Your Home Feng Shui

 

Feng Shui is a Chinese philosophical system of harmonizing everyone with the surrounding environment. The term feng shui literally translates as “wind-water” in English.

Getting started with feng shui for your house & home can be easy when you start with the house basics and gradually move on to the more complex feng shui levels.

This  by no means is the full guide to feng shui, but its some information I gathered since many of my real estate clients have interest in it. If you want to find more information and content regarding feng shui, you can search the internet, find a professionals who do feng shui as a living.

To help you get started with good feng shui in your home, here are some helpful feng shui house steps for beginners:

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  1. Clear Out Your Clutter, get rid of everything you do not love in your house. Clutter clearing is a time-and energy-consuming process that will feel like therapy, but it will help you “lighten up the load,” so to speak.
  2. Have Good Quality Air and Good Quality Light in your house. These two elements are essential for good feng shui energy (called Chi) in your home. Open the windows often, introduce feng shui air-purifying plants or use an air-purifier. Allow as much natural light as possible into your home, and consider using full-spectrum lights.
  3. Define the Bagua, or the feng shui energy map of your house, by using one of the two main feng shui methods – the classical school bagua or the BTB grid. Once you define the bagua, you will know which areas of your home are connected to specific areas of your life. For example, in traditional feng shui, the Southeast feng shui area of your home is connected to the flow of money energy in your life. (read more on Bagua click here)
  4. Get the Basics of 5 Feng Shui Elements in order to create balance and vibrant energy in all areas of your home. For example, if you are working on attracting more prosperity, you will introduce the feng shui elements of Wood and Water in the Southeast area of your house. If your need to improve your health, you will place lush wood feng shui element items, such as plants or pieces of wood furniture in the East area.
  5. Find Out Your Feng Shui Birth Element and create a home to nourish and support your energy. For example, if your own element is Fire, you need to introduce the expressions of Fire feng shui element, such as the Fire element colors (red, orange, purple, magenta, pink, yellow), triangular shapes, etc.
  6. Find Out Your Kua Number and Your Lucky Directions so that you can be energized by good energy from your best, or lucky feng shui directions. Adjust the position of your bed, your desk, the seating in your dining area, etc. For example, if your Kua number is 1, it is best to face one of the following directions: Southeast, East, South, and North.
  7. Always Be Mindful of the Feel of Your Home and how its energy influences your well-being. Make a habit of paying close attention to the so-called feng shui “trinity” that is deeply connected to your health – your bedroom, your bathroom and your kitchen. Nothing is static in the world of energy, so be wise and keep your home healthy and happy.

Ask Me Anything

 

Click on the Feng Shui Picture to view the 2 Page pdf (Click here)

Feng Shui cheat Sheet

 

 

Additional Content and information about Feng Shui  – Click Here

 

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blueline

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Contact me for any Questions about the Real Estate Market, Schools, Communities around Irvine. If You are planning to Relocate to Orange County or are Looking for Vacation Home & Investment Property Please do not hesitate to Send me an Email Email

 
Christina Khandan
Keller Williams OC Coastal Realty
949-433-0803. Mobile
714-388-3771. Fax
Christinakhandan@gmail.com

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